REMEDI (Mizo version)

REMEDI (REFUGEE MEDICAL INSURANCE)- Mizo Version

Tunlai chu Health Isurance chungchangah zawhna ka dawng nasa lutuka, keini mizo unau te hian kan lo hriatthiam loh ka hlauh em a vangin ka thiam tawk te in ka rawn ziak ve a ni e... Vawin a kan officer te thu chhuak then khat te:
# Health Insurance
UNHCR card vuantu emaw, aylum seeker card vuantu (2013 mobile registration-a card dawng ho) te'n Health Insurance an neih chuan damlohna avanga dawmdawi in a mu emaw, accident avanga damdawi in a mu te chu engmah pek ngai lo in Helath Insurance hian a pek sak ang.
# December 31, 2014 hma ngei hian Health Insurance hi neih theuh tum tur ani.
# UNHCR, IAD leh TUNE company te chuan Health Insurance hi chi 2 in an then hrang a: GHS (Group Hospitalization Scheme) leh PA (Personal Accident) te an ni.
# GHS Insurance hi mi pakhat tan Rm-120 a ni a, chhungkua (member 5 chin, nu leh pa leh fa 3, an fa te hi kum 18 hnuai lam an ni tur a ni) tan chuan Rm-140 a ni ang. Chhungkua member 5 ai a tam an nih chuan member pakhat ah Rm-20 zel in a pung ang. (Entirnan, member 6 an nih chaun Rm-160, member 7 an nih chuan Rm-180) a ni ang.
# Health Insurance tan hian a hranpa in card a awm dawn lo a, i UNHCR file/system ah khan an kawp mai zawk dawn a ni. Tin, Health Insurance hi kum khat tan chauh a ni (e.g. July 1, 2014 ah i lei chuan July 1, 2015 ah a thi anga, i siamthar (renew) leh a ngai dawn a ni).
# Community (e.g. ACR, MRO, CRC, etc) card vuantu, Fraud case-a man tawkte, a phek hlai vuantu te (UNHCR card tih bo vanga a phek hlai vuan ni lo) chuan Health Insurance hi an lei ve thei lo ang.
# GHS in a huam chin te chu:
1. damdawi in a mut man ni 25 thleng
2. ICU (Intensive Care Unit) ah a mu a nih chuan ni 12 thleng
3. Damdawi in a anpek (supply) zawng zawng
4. Inzei dawna check up na man
5. Inzeina (operation) man
6. Inzei (operation) dawna an hman damdawi man
7. Dawmdawi in a mut chhungin doctor te rawn kanna man ni 25 chhung
8. Dawmdawi in a mut chhungin specialist te rawn kanna man ni 25 chhung
9. Ambulance leh Medical report man te an ni.
# Mimal emaw, chhungkua (member 5 chin) chu REMEDI hian kum khat tan Rm-10,000 (sing khat) thleng a tumsak thei ang a, chhungkua (member 6 chunglam) te chu Rm-12,000 (sing khat sang hnih) thleng a tum sak thei ang. GHS hi kum kum 16- 64 mi te tan a ni.
# He insurance hi natna (HIV, TB, etc) neite chu UNHCR, IAD in a contact a, a thlawn in a pe dawn a ni. (IAD atanga phone call dawng zawng2 te kha chu a thlawn a dawng tur te an ni a, mi tam tak chu phone tlang theih loh an awm a, natna nei a, phone call kan dawng lo anih chuan IAD ah a rang lamin in report tur a ni).
# Phone call dawng ve lo te kha chuan a chunga kan tarlan ang khian kan lei a ngai ang.
# Helth Insurance hi kan lei a nih chuan direct in a hman theih nghal dawn lo a, kan lei atanga ni 60 hnuah chauh anung (activate) dawn a ni. (Entirnan: June 1 ah lo lei ta la, August thla ah chauh i hmang thei ang)
Amaherawh chu vanduai thil thuah accident (car accident, bike accident, etc) i tawk anih chuan Insurance hian a cover sak thei ang che.
# Heng natna te hi Insurance chuan a tumsak thei lo ang:
thisen sang, thisen thlum, zun thlum, beng na, hnar na, hrawk na, taksa chhunga bawl, cancer, kal a lung awm, heng natna te hi a tumsak thei lo ang. Tin, naupai, nau hring, nau chhiat, mahni leh mahni in ti hlum/ intih hlum tum, rilru lama buaina nei/ rilru kim lo, mahni taksa chhunga thil tha lo dah ho te hi chu Insurance in a tum sak thei lo ang.
# Private clinic/ hospital ah he Insurance hi a hman theih loh bawk a, Government Hospital (sawrkar damdawi in) ah chauh a hman thei ang.
# Government Hospital ah i lo mu dawn anih chuan Deposit pekna counter-ah khan i UNHCR card i va keng anga, "REMEDI Health Insurance ka nei" tiin i va sawi anga, an computer system ah an lo check ang a, i nei anih chuan pawisa i pek a ngai lo ang.
# Health Insurance a thlawna dawng ve lo te'n lei theuh i tum ang u, nakinah kan inchhir palh ang e. A leina kan nei thlawt lo anih chuan IAD ah kan harsat thu kan hrilh dawn a nia. Tin, Health Insurance avang hian IAD pawh in harsa tanpuina hi kawng tam takah a ti tawp ang. Mi harsa pangai in an hmu thei tawh lo ang.
# PA (Personal Accident) ve thung hi chu GHS lei tawh hnua lei belh leh tur (extra protection) chauh a ni. Mi pakhat tan Rm- 11.50 chauh a ni, kum khat validity a ni bawk.
# PA Insurance hi chu accident vanga hliam tuar, taksa peng, kut ke hlauh te tan bik liau2 a ni a, kum 18- 64 mi te tan a ni. Accedent vanga kut ke kim lo an nih chuan Rm-23,000 (sing hnih sang thum) thleng a tum sak thei a, vanduaina a tawh avanga tanpuina (bereavement) Rm- 2,000 (sang hnih) leh damdawi man Rm- 2,000 thleng a tum sak ang.
# PA hi I lei anih chuan invenna ah i unau hnai ber emaw, I chhung hnai vai, i mi rin pakhat hming leh phone number chu i pe tel anga, vanduai thil thuah accident I lo tawk anih chuan ani’n i hming in a lo tihsak thei ang che.
# Zawh duh I nei anih chuan UNHCR Insurance Hotline 0123306469 ah Monday – Sunday, 8am – 8pm a zawh theih e.
# Eng tin nge Health Insurance chu kan lei theih ang? July thla a tang Insurance hi hmalak tan a ni dawn a, UNHCR, IAD leh TUNE company te community hrang2 ah an rawn kal kual dawn a, chu tah chuan lo in register nghal mai tur a ni. Chu tah I in register hman lo anih chuan hmun hrang2 a TUNE OFFICE ah te pawh a in register thei dawn a ni.
# Zawhna dang I la nei anih chuan min rawn call mai dawn nia….
In thawhpui,
Alex Lal Agent Thanga, UNHCR, IAD Department
Phone: 017-2080-747